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Sources and references

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Sources and references is covered here as a sourced, educational reference: what it means, how the numbers work, what it costs, and what to verify with primary sources before acting. Educational only — not financial, legal or tax advice. Consult a qualified professional for advice about your situation.

Which sources does the wiki cite?

  1. “Buying a house: tools and resources”. Consumer Financial Protection Bureau (CFPB). accessed October 17, 2026.
  2. “Explore loan options”. Consumer Financial Protection Bureau (CFPB). accessed October 17, 2026.
  3. “Fannie Mae Selling Guide”. Fannie Mae. accessed October 17, 2026.
  4. “House Price Index (HPI)”. Federal Housing Finance Agency (FHFA). accessed October 17, 2026.
  5. “Residential Rental Property (Publication 527)”. IRS. accessed October 17, 2026.
  6. “Like-Kind Exchanges — Real Estate Tax Tips”. IRS. accessed October 17, 2026.
  7. “How To Depreciate Property (Publication 946)”. IRS. accessed October 17, 2026.
  8. “Sales and Other Dispositions of Assets (Publication 544)”. IRS. accessed October 17, 2026.
  9. “Topic No. 409 Capital Gains and Losses”. IRS. accessed October 17, 2026.
  10. “Real Estate Investment Trusts (REITs)”. SEC Investor.gov. accessed October 17, 2026.
  11. “Accredited Investors”. SEC Investor.gov. accessed October 17, 2026.
  12. “American Community Survey (ACS)”. U.S. Census Bureau. accessed October 17, 2026.
  13. “Fair Housing and Equal Opportunity”. U.S. Department of Housing and Urban Development (HUD). accessed October 17, 2026.
  14. “Real Estate Disclosures about Potential Lead Hazards”. U.S. Environmental Protection Agency (EPA). accessed October 17, 2026.

Every factual rule on this wiki traces to one of these primary sources or to a state/local source described on the relevant page. Statistics that could not be verified against a primary source were omitted.

Frequently asked questions

What is sources in simple terms?

Sources and references is explained above in one line, then in full: definition, numbers, risks and checks. Start with the first section, then the worked logic in section two.

Is sources risky?

All real estate involves illiquidity, vacancy, repair and financing risk. The risk section lists the failure modes investors most often underprice; diversification and reserves reduce, but do not remove, them.

Where can I verify the rules myself?

Use the primary sources cited at the foot of this page (IRS, CFPB, SEC, Fannie Mae/Freddie Mac, FHFA or Census, as relevant) and your state or city landlord-tenant and tax pages for local rules.

Is this financial advice?

No. This wiki is educational only and is not financial, legal or tax advice.

Categories: Reference